A History of Fraud
Senator Adam “Schifty” Schiff’s Decades-Long Mortgage Fraud Exposed
INVESTIGATIONS: By Walter Curt
Adam “Shifty” Schiff has spent two decades playing a shell-game with the most basic question any lender—or voter—can ask: where do you actually live? In May 2003 he sold his original Burbank home, closed on a $1.3 million Potomac mansion weeks later, and swore in ink that the Maryland property would be his “Primary Residence.” Not long after he re-registered in California and told Los Angeles County that a Burbank address was his domicile. That’s Fraud Strike One, and it set the template for everything that followed.
Schiff’s defenders always default to the same excuse—clerical mix-ups happen—but the record shows deliberate repetition, not paperwork hiccups. In 2009 he refinanced the Maryland house and again ticked the “primary” box, even after a formal House-Ethics complaint landed on his desk spelling out why double-dipping on residency violates both mortgage law and congressional rules. The warning shot ricocheted off his ego; six weeks later he bought a shiny new condo back in Burbank and updated his California voter file to match. Same game, different coast, zero remorse.
.From 2010 through 2013 the Potomac deed was refinanced three more times, each covenant repeating the promise that he and his family “shall occupy and use the Property as Borrower’s principal residence within 60 days.” Three fresh attestations, three fresh crimes, all while Schiff pontificated on television about how “no one is above the law.”
Then came the COVID-era jackpot. On October 13 2020 Schiff signed a Second-Home Rider in Maryland that, on the very next page, smuggled in the same 60-day principal-residence pledge. Exactly thirty-four days later, on November 16 2020, he refinanced the Burbank condo and swore—again—that it would be his sole primary residence within 60 days. Two states, two mutually exclusive oaths, one month apart. If a private-sector borrower tried that stunt, a federal prosecutor would already be polishing the indictment.
Democrats lit this fuse themselves. Manhattan’s Alvin Bragg indicted President Trump over creative real-estate valuations; Georgia’s Fani Willis stapled a RICO rap sheet to post-election phone calls. By criminalizing what used to be regulatory disputes, the left opened the prosecutorial floodgates, and Adam Schiff is standing directly under the torrent. Conservative legal watchdogs filed a fresh complaint with the Office of Congressional Ethics in April 2023, citing the 2020 dual-residence scam and attaching county land-records that even Red State and Gateway Pundit couldn’t ignore. Schiff may crow about “political hit jobs,” but the documents carry his own unmistakable signature. Pencil-whipping truth is easy; erasing wet ink is impossible.
Why does this matter beyond the schadenfreude of seeing Capitol Hill’s most sanctimonious scold hoisted on his own legal petard? Because mortgage fraud isn’t victim-less. Declaring a home “primary” unlocks interest-rate discounts, tax exemptions, and insurance advantages meant for families, not for a career politician who splits his weeks between CNN greenrooms and Beltway galas. Every time Schiff gamed the system, honest borrowers paid more.
The justice system has not been shy about slamming similar offenders. Baltimore’s former State’s Attorney Marilyn Mosby, a Democrat, faces prison time for lying on COVID-hardship forms to raid her own retirement account and buy Florida real estate; ex-Congressman George Santos, a Republican, is staring down a 23-count fraud indictment for weaving a fantasy résumé to juice campaign cash. If Mosby and Santos can be cuffed, so can the man who once bragged he had “evidence more than circumstantial” against President Trump yet produced nothing but edited hearsay.
Schiff’s paper trail also bulldozes his Senate campaign narrative. California law requires U.S. senators to be “inhabitants” of the state they represent at the time of election. Schiff hasn’t actually lived full-time in California since Seabiscuit hit theaters. Even the partisan press concedes he “spends most nights” in Maryland. Voters now face a binary choice: either Schiff perjured himself on at least seven mortgage documents, or he’s not a legal resident of the state he currently represents. Pick one, counselor; you can’t have both.
His allies protest that occupancy clauses are boilerplate, that lenders rarely enforce them. Tell that to the single mom who lost her FHA loan because an inspector spotted a sub-tenant, or to the Army reservist who had to repay thousands after renting out his condo during deployment. The law doesn’t bend for little people, and it shouldn’t bend for a man whose favorite pastime is lecturing America about “our sacred institutions.”
President Trump cut to the heart of the matter on Truth Social: “Adam Schiff is a THIEF! He should be prosecuted, just like they tried to prosecute me, and everyone else.” The left spent eight years screaming that mantra; conservatives are finally taking them at their word. If New York can twist bookkeeping entries into felonies, if Georgia can brand a phone call as racketeering, then California and Maryland prosecutors can certainly ask why Adam Schiff swore contradictory oaths under penalty of perjury. A two-state grand jury tag-team would be poetic justice—and bulletproof precedent.
The next step is simple. House leadership must strip Schiff of committee assignments until the ethics probe concludes. State banking regulators should subpoena the full loan files and audit whether any federal-backed guarantees were issued under false pretenses. And Republican attorneys general in both states ought to empanel investigative grand juries yesterday. Anything less than equal application of the law validates every charge of selective prosecution Republicans have leveled since Crossfire Hurricane.
Schiff once sneered that Trump couldn’t sue the Russiagate conspirators because “truth is an absolute defense.” The same principle will bury him. The truth is inked on deeds, recorded in courthouses, and staring back from every notarized page. No Hollywood donor, no MSNBC monologue, no slick campaign ad can redact that reality. The congressman turned senator-in-waiting built his career on moral preening; now those preened feathers double as the prosecution’s exhibit list.
The smoke-filled gun is no longer November 2020; it’s the smoking crater Schiff left across two state mortgage systems, the House’s own ethics archive, and the voter rolls he manipulated whenever ambition beckoned. The clock is ticking—sixty days, to be precise. That’s how long the occupancy clause gave him to turn each address into his “principal residence.” Sixty days for justice to finally show up on both doorsteps would be a fitting symmetry.
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Good lord, I knew he was a problem but this is crazy. Schiff needs to pay
If nothing happens it will directly feed the narrative that the powerful are above the law and a two-tiered system exists, really exists. I loved the "standing under the torrent" line. All this crazy news the last two weeks, it can be all consuming. That's why I'm heading north in two hours for a four day fishing "mini" vacation. No news, no podcasts, just beer, cigars and fire...maybe a fish?